A truly exceptional find in Ramsey! A Craftsman 2-family home, representing a rare opportunity for both a luxurious residence and an investment property! The lower level unit is inviting with its expansive family room w/ wood-burning fireplace and lofty 9-foot ceilings. This flows into the heart of the home, the kitchen featuring a central island, cherry cabinets, granite countertops, and ss appliances. Entertaining is effortless in the generously sized dining area. Down the hall, discover three bedrooms and a full hall bath. Venture downstairs to discover additional living space, including a family room and another full bath. Outside, a picturesque front porch and sprawling yard with a charming paver patio await. Moving to the upper unit w/ two bedrooms, a full bath, a spacious kitchen, a welcoming family room & ample storage space. This residence offers a rare chance to own a stunning home with the added bonus of an income-generating property in the heart of beautiful Ramsey!